Every construction project carries risks, whether it’s a sudden storm, a fire, or even human error. These challenges can cause delays, financial losses, and stress for contractors and project owners. That’s where SWAN Insurance protection comes in. Our Construction All Risk Insurance (CARI) provides comprehensive coverage so you can focus on building with confidence.

What Makes CARI Essential

CARI offers material damage coverage that safeguards your site, equipment, and materials against fire, theft, natural disasters, and accidents. It also includes third-party liability, protecting you from legal claims if construction activities cause damage or injury. The scope of coverage extends to machinery, tools, and temporary structures, while also covering risks during storage, assembly, and testing. The coverage period begins when construction starts and continues until completion or handover, giving you peace of mind throughout the entire project. For added flexibility, you can extend the policy to include delays in start-up, debris removal, or professional fees.

Risks You Don’t Have to Worry About

With SWAN’s CARI, you are protected against fire, explosion, or lightning. Natural hazards such as earthquakes, floods, and storms are also covered. Theft or burglary, accidental damage during construction, collapse of structures, and even human errors or negligence fall within the protection offered by this policy.

Why Choose SWAN Insurance Agency Corporation

At SWAN, we go beyond policies—we deliver peace of mind. Our team of trusted insurance experts provides tailored solutions and exceptional service, ensuring your projects remain protected at every stage. With SWAN, you don’t just insure your construction—you secure your success.