Private Car
Our Private Car insurance is designed for vehicles used for personal, social, domestic, and pleasure purposes. It provides coverage to protect your vehicle from loss or damage due to accidents, theft, or other listed perils. This policy is tailored to give you and your family a sense of security while on the road, knowing that your personal vehicle is protected against unforeseen events.
All Risk (Property, Industrial & Commercial)
Our “All Risk” policy is the most robust form of protection we offer. Unlike a named-peril policy, this comprehensive coverage protects your property from all causes of loss or damage, with the exception of those specifically listed as exclusions in your policy contract. This gives you the highest level of security for your property, whether it is residential, industrial, or commercial.
Riot, Strike & Malicious Damage
This extension provides peace of mind by protecting your property from the unpredictable. It covers direct loss or damage caused by riots, strikes, or malicious acts by any person. This coverage is crucial for both homes and businesses, offering a shield against civil unrest and vandalism.
Earthquake Shock / Fire
In a seismically active region, this dual coverage is a smart choice for any property owner. It addresses two distinct types of damage that can result from a tremor:
Extended Coverage
To provide you with more comprehensive protection, our Extended Coverage can be added to your standard Fire Insurance policy.
Fire and Lighting
As the foundation of our Fire Insurance policy, this coverage is designed to protect your property from the direct loss or damage caused by fire and lightning. We ensure that you are covered for both the catastrophic effects of a fire and the significant damage that can be caused by a lightning strike.
Typhoon
Given the natural landscape of the Philippines, our Typhoon coverage is a vital component of your protection plan. It covers direct loss or damage to your insured property caused by a typhoon or storm. This ensures you are prepared for the powerful winds and rain that these weather events bring.
Flood
Our Flood coverage is an essential extension of your policy, protecting your assets from the financial loss caused by water inundation. This applies to water entering your premises from land that is not normally submerged, a critical safeguard against the unpredictable effects of heavy rainfall and rising water levels.